Загрузил ivan yakush

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Вариант № 3
1. Вставьте предлоги вместо пропусков.
1. Fund managers must obtain the best possible deal ….. their clients.
а) in b) for c) at d) by e) among
2. The gold standard is no longer used ….. global markets.
a) on b) by c) in d) with e) at
3. This new office equipment will mean a change ….. routine.
a) for b) at c) by d) of e) over
4. The market is saturated ….. used cars.
a) of b) by c) on d) between e) with
5. The charity is funded largely ….. endowments.
a) by b) in c) at
d) over e) on
2. Прочитайте и переведите письменно раздел о глобализации. Выпишите из текста 15 слов и
словосочетаний.
Don't bank on it
The banking sector has been radically affected by technological change, especially automation, to the
extent that the industry is nearly unrecognizable compared to twenty years ago. People are beginning to
ask themselves, "What is a bank?"
The branch
Customers are now far more likely to transact business using a cashpoint machine than facing a
teller across the counter. Speed, efficiency and convenience seem to be the key factors in retail banking
these day. As competition between banks increases, the ability to provide new and more flexible products
and services distinguishes winners from losers in the market. Banking by telephone is set to become the
norm for most personal clients within the next decade; the customer need never enter his or her local
branch. However, there is a price to be paid for these changes. Thousands of jobs have been lost in the
banking sector, and more are likely to go. The image of banking has become tarnished; along with many
complaints about impersonal service and computer error, many people dislike the more obvious sales role
of banking staff. So, have banks allowed themselves to be seduced too quickly by the promise of
technology? Or, do we customers expect too much of our bank these days? Do we need to change our
thinking and accustom ourselves to a different view of what banks can and cannot do?
Dangerous dealings
In other, more glamorous, areas of the banking industry, new markets and products have hit the
headlines, raising important questions about supervision. The collapse of Barings Bank has highlighted
the risks inherent in derivatives trading, a complex and extremely specialised area in which the potential
for disaster apparently equals the potential for reward. In themselves, derivatives are neither good nor
bad; it is the use they are put to which matters. When they are used to hedge a financial position, for
example, derivatives are an invaluable tool of a company finance director. Nevertheless, unregulated
trading by bright young men in dealing rooms and a lack of understanding of these instruments by senior
managers within a bank increase the danger of future collapse. The Barings episode has focused the
attention of senior bankers on what goes on in their dealing rooms and has prompted regulatory
authorities to look more closely at how this lucrative but volatile industry should be policed.
Globalization
Another issue in banking is the question of globalization. It is not so many years ago that the term
"global player" was on the lips of bankers in many countries across Europe, a proud boast in the faces of
less adventurous provincial rivals. European banks made expensive purchases in the United States and
elsewhere, some more successful than others. Cultural differences and ill- considered strategies have since
shown that there is more to the process than simply putting a logo on a letterhead. While it is certainly true
that banks need to follow their customers and to be present in emerging markets, some have felt that they
would prefer to be national banks with an international presence, rather than truly multinational
institutions.
So where does banking go from here? The industry is changing so rapidly that it would need a brave
man to answer that question with any degree of confidence. Two things are, however, certain. Firstly, the
information revolution that is taking place in all sectors of the industry will continue to have far-reaching
effects within financial institutions. Secondly, as a result of those changes, a bank of the twenty-first
century will bear little resemblance to its historical forebears founded six hundred years ago.
3. Найдите в этом тексте слова-синонимы к словам и словосочетаниям:
a) accepted standard
b) blemished
c) tempted (successfully!)
d) naturally a part of
e) protect
f) very profitable
4. Составьте предложения из следующих слов.
1.6 pm, between, office, are, 9 am, and, hours.
………………………………………………………………………………
2. were, 20p, share, shareholders, per, offered.
……………………………………………………………………………….
3. speak , need, main, to, you, someone, our, to, office, in.
………………………………………………………………………………..
4. new, shareholders, purchase, given, were, a, option, to, major.
…………………………………………………………………………………
5. terms, infringed, the, party, the, has, the, and, conditions, other, to, contract.
…………………………………………………………………………………..
5. Вставьте подходящие по смыслу слова.
1.The one big fear of all world economies is that of ..........
(a) regression (b) repression (c) recession (d) receding
2. You are never too young to start ......... some money in a savings account.
(a) inputting (b) interesting (c) infusing (d) investing
3. If ever you find you have an unexpected expense, you can always ......... some money from your savings.
(a) extract (b) exit
(c) withhold (d) withdraw
4. At certain times of the year your shares will ......... a good profit but you must also be prepared for them to go
down in value.
(a) yield (b) take up (c) increase (d) throw up
5.You can ......... the cost of insuring your car if you keep it in a garage
(a) refine (b) drop (c) cut (d) slice
6.We got a very good ......... when we bought that three piece suite for half its usual price.
(a) deal
(b) dealing (c) dealer (d) dealt
7. Now that the summer has started, big department stores are hoping that sales of holiday items will ..........
(a) take on (b)
take up
(c) take off (d) take to
6. Выберите перевод словосочетания:
1. заявление о приеме на работу
a) application note
b) curriculum vitae
c) application form
d) resume
2. некоммерческая организация
a) profit-making institution
b) non-commerce organization
c) not commerce institution
d) non profit-making organization
3. «мошенничество, надувательство»
a) insider practice
b) insider trading
c) speculation
d) sharp practice
7. Образуйте подходящие по смыслу части речи от выделенных слов.
1. We increased our market
by 15% last year. PENETRATE
2. This firm is one of the biggest
COMPETE
3.
for the position of accounts clerk must be computerate. APPLY
4. All new
must sign a confidentiality agreement. EMPLOY
5. The accountants are
the production process. COST
8. Напишите, что обозначают данные числа. Например: 8.45 (о’clock) – eight forty five
8.45 (o’clock)…………………………………………………………………………………………
821,000…………………………………………………………………………………………………
4/5 ………………………………………………………………………………………………………
30 % ……………………………………………………………………………………………………..
310,500 …………………………………………………………………………………………………
10 March, 2018 ……………………………………………………………………………………
$ 2 bln ………………………………………………………………………………………………….
1.25 ………………………………………………………………………………………………………
9. Определите, к чему относятся названия в таблице: к активам, к пассивам или к капиталу (asset,
liability or capital). Запишите ответы в таблицу.
1 Tools and equipment.
2. Salaries payable
3. Additional investment of owner
4. Cash on hand
5. Loan from bank
6. Pre-paid insurance
7. Accounts receivable
8. Obligation to pay supplier
9. Investment in long-term loans
10. Delivery truck
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